If you have been searching for the MI HOPE program — Michigan Housing Opportunities Promoting Energy Efficiency — here is the current status: the MI HOPE applicant portal is closed and all program funds will be expended by April 30, 2026. New applications are no longer being accepted from the general public.

What Was MI HOPE?

MI HOPE was a grant program run by MSHDA (Michigan State Housing Development Authority), funded through federal American Rescue Plan money. It helped income-qualified Michigan homeowners make energy efficiency improvements — including HVAC upgrades like furnace and AC replacement — at little or no cost. Unlike a loan, it was a grant with nothing to pay back. The program has now exhausted its funding.

What to Do Now

If you were hoping MI HOPE could help cover the cost of a new furnace or AC, there are still other programs worth exploring. None are as straightforward as a grant, but the combination of utility rebates and low-rate financing can still make a significant difference.

Programs Still Available for Bay City Homeowners

Consumers Energy HVAC Rebates

Consumers Energy customers may qualify for cash rebates on qualifying high-efficiency furnaces, air conditioners, and heat pumps installed by a participating contractor. Rebate amounts change periodically — check current offerings at ConsumersEnergy.com.

DTE Energy HVAC Rebates

DTE Energy residential customers may be eligible for rebates on qualifying high-efficiency furnace replacements and other HVAC services. Check current offerings at dteenergy.com.

Michigan Saves Home Energy Loans

Michigan Saves offers home energy loans with competitive rates for efficiency improvements including furnaces, air conditioners, and heat pumps. This is a loan, not a grant — but rates are designed to be accessible and terms are flexible. Chuck Baumer Heating and Cooling is an approved Michigan Saves contractor (ID #203720). Learn more at michigansaves.org.

HVAC Financing Through UBCCU, Synchrony, and Michigan Saves

We offer flexible financing options through United Bay Community Credit Union, Michigan Saves, and Synchrony for customers who need help managing upfront costs.

Federal Tax Credits

Qualifying high-efficiency HVAC equipment may be eligible for federal energy efficiency tax credits. Eligibility depends on equipment type and your tax situation — consult your tax advisor. More information at energystar.gov.

Free Estimates on New Furnace and AC Installation

We offer free in-home estimates on all new equipment installations. We will identify every rebate that may apply to your specific project and help you understand your financing options before you commit to anything. Call 989-684-7521 or contact us online.

Related Reading

Call us at 989-684-7521 or contact us online. Chuck Baumer Heating and Cooling — authorized Bryant dealer serving Bay, Midland, and Saginaw Counties since 1986.

Ready to Schedule? We pick up the phone. Free estimates on all new installations.

Call 989-684-7521

Financing Available

We work with United Bay Community Credit Union (UBCCU) and Michigan Saves to help make your new system affordable. Ask us at the time of your estimate. Learn more about financing →

David O

September 16, 2026

I had a furnace and hot water heater installed and I couldn’t be happier. I will undoubtedly call Chuck again if I need him and I would highly recommend him to anyone.

Tim Kendall

September 2, 2026

Great guy to have come fix any of your heating and cooling needs. Very punctual and knows his stuff.

Jay Neitz

September 1, 2026

Our A/C stopped working in our home I called Chuck and told him what was going on. He had his tech Brandon to my house within 30 minutes. He was fast and professional. We had A/C back on and running within 20 minutes a simple fix. I feel they are fair on price as well not trying to price gouge. Definitely your hometown heating and cooling. I will always call Chuck and his crew for my HVAC services.

dwayne moore

August 14, 2026

Chuck came out because our AC wasn’t working. He found a broken wire and had it fixed in minutes! Chuck and his dad are such great guys!

Teri Smith

May 30, 2026

Great service! He was here when he said he would be here. Fixed the problem in a timely way and was reasonably priced. He is my heating and cooling person.

james smith

May 30, 2026

on time and wife was happy.

Adam VanWert

May 22, 2026

Chuck and crew replaced our furnace last year and were SO helpful from start to finish. I called all around and Chuck not only came with the best prices, but word of mouth was that he was trustful, reliable and reputable. So when our AC unit went out on us this year, Chuck was my first call. I will gladly give this company my business for the years to come.

Junie Reed

April 8, 2026

Great prompt service, friendly, reliable, and affordable. Wouldn't call anyone else to do the job.

Rudy Gutierrez

March 17, 2026

Chucks company did a great job. His concern patience for me was appreciated Thank you chuck

Mike Davert

February 24, 2026

I called Chuck on Saturday night kind of late, and by Monday at noon he had my new furnace in. Very fast service and his whole team were very professional and clean. If you want a professional job than chuck and his team is who you call. Thank you very much Chuck.

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MI HOPE Program Update: Portal Closed — What Bay City Homeowners Can Do Instead